Best Stocks to Buy in India for long term in 2. Indian stock market has thousands of stocks available for trading. These stocks are bought and sold each day by hundreds of people. But is it good to pick ANY stock and start tradingHas high indexing speed upto 1015 MBsec per core on an internal benchmark has high search speed upto 150250 queriessec per core against 1,000,000 documents, 1. NETCRACK original source of software cracks serials keygens and patches since 1999. Inmarsat plc LSE ISAT is a British satellite telecommunications company, offering global mobile services. It provides telephone and data services to users. G seemed to be everywhere at this years Mobile World Congress in Barcelona. It was printed on the new products, prominent on the signage and was a major. Rank Tracker Enterprise 6 10 6 Fixed' title='Rank Tracker Enterprise 6 10 6 Fixed' />No, we cannot buy any stock and expect to make profit. Out of all stocks that we have in the market, only a very tiny minority qualifies as a good buy. Hence stock picking must be done with extreme care. The focus should be to buy best stocks available in stock market. In general, which stocks can be considered as bestThe are such stocks which one can hold for long term. Warren Buffett buys stocks to hold them forever. To a novice, it can be overwhelming to identify best stocks to buy. This is where this blog post will help the readers to understand how to pick the best stocks. Majority people in India knows only, TCS, Reliance Industries, Infosys etc. No doubt these are best stocks. But this is also true that there are other names which can also be tagged as best stocks. Which are those stocks The big names like RIL, TCS, WIPRO are always in news, but what about those stocks which are not as popular Is is good to buy only popular stocks On the contrary, experts say that one must be very cautious while buying popular stocks. This is because, popular stocks generally trade at overvalued price levels. There are more than 5,0. Indian stocks market BSE. So the question arises, which are the best stocks among this list of whooping 5,0. Investment Gurus often talk about the two 2 basic screening criteria to identify best stocks for investing as shown in below pictorial representation. Rank Tracker Enterprise 6 10 6 Fixed' title='Rank Tracker Enterprise 6 10 6 Fixed' />For stock speculators, this concept is not important. But long term investors can bi heart this concept like a bible. Ok, so now we have the concept. We have mugged it up, and we feel strong. But where is the list of best stocks to buy You might have noticed that the list of best stocks are not readily available even on internet. You know what is the problem The problem is no body knows it. Yes not even me. If best stock is gold, then investors are like miners. They have to do some digging in to extract the gold. In this blog post, we will try to learn how to unearth this gold, our own list of best stocks. Yes, you heard me right, I am suggesting all my readers to have their own list of best stocks. It is advisable to MAKE ONES OWN LIST of favorite stocks. Why Because this is the best way to play the stock market game. Having ones OWN list of best stocks is one sure foot forward towards becoming a successful stock investor. If one could copy others and make money, probably every stock trader in this world would have bean millionaire by now. But the fact is, only the ELITE make money in stock market. What makes an investor rise to the stature of ELITE Their skill to find the best stocks on their own. The ability of a person to screen the best stocks from plethora of non performing stocks can makes them a very successful investor. In this article we will see how to screen best stocks. This way, one can start screening stocks on their own. Lets take a small example. What are the top two stocks in Indian stock market presently RIL and TCS. These are those stocks which has the largest market capitalization compared to other stocks. So are these stocks best If these two stocks are the best, why banks, insurance companies, financial institutions, foreign investors etc are also buying others stocks There is not doubt that the underlying business of TCS and RIL are rock solid. But as these are the most popular stock of Indian stock market, they are very very overvalued. So what does this example conclude When we are busy buying popular stocks, experts like mutual fund managers, are busy buying stocks of other good business which are not so popular. And why they do like this Because less popular stocks are available at comparatively better price levels. It is absolutely essential to know that, we cannot buy stocks at overvalued price levels and expect to make profits. Even if the stock is of Apple, Microsoft, Google etc, one will not make profits till the stocks are bought at undervalued price levels. Then how traders make money They do not think about stock valuationYes traders do not think about market price valuation. Their way of making money is different. They ride on the stocks price momentum to make money. But the problem with this theory is that, it closely resembles GAMBLING. Gambling is too risky. Real investors in the Market do not gamble with stocks. So how a common man should invest in stocks Make your own list of favorite stocks and track then using investment portfolio tracker. But why we must use a portfolio tracker Which stocks must come in our list of best stock These are those businesses which has strong business fundamentals. Any business which has strong fundamentals invariably comes under the radar of professional fund managers. Once the fund managers target a stock, it starts becoming overvalued. Hence, though these stocks represent a good business, one cannot buy them till their price falls. When price falls, those stocks which were not attractive earlier becomes attractive. Similarly, when price rises, those socks which were preferable earlier, becomes overvalued. How to track these price falls and rise easily The investment portfolio tracker helps people like us to keep a track of market price of our favorite stocks. Buying stocks whose price is falling is ok Market price movement of stocks cannot alter the business health of a fundamentally strong company. But it effects its market price valuations. When valuation is good, it means stock is trading at price levels below its intrinsic value. When valuation is bad, it means stock is trading at price levels above its intrinsic value. How often one must re check the list of best stocks Companies business performance keep changing from quarter to quarter 3 months. Performance of companies are declared in their financial statements quarterly. This is the time when we can recheck our list of best stocks. But if this is too frequent, updating ones list at least once a year is also not so bad. Every change in companies quarterly reports and market price will reflect on our list of best stocks. How to identify stocks doing good business This is my favorite topic. There are host of financial ratios using which one can estimate if a company is doing good business or not. But what we are going to discuss here is slightly different. This method is easy and I suppose any one can use it to prepare ones own list of best stocks. We will consider a stock good only if it is a sector leader. Why does it mean Lets take an example to understand this point. Suppose there is a business sector called Metal and Mining. In this sector there are several companies doing their business. But the top 2 companies which stand out of others in terms of market capitalization is Hindalco and NALCO. So for us, these two companies will come in our list of best stocks. Please note this point that, here we are not screening stocks on market cap alone. Our bigger purpose is to identify Sector Leaders. A company which is leading its sector while doing business deserves to be in our list of best stocks, right I personally find this method of stocks screening very effective. The Sectors that I consider to screen my stocks are as listed below reference Investing. Whenever one finds any of the stocks of above sectorindustry experiencing a major price dip, heshe must become aware. Facts Statistics Life insurance. The lifehealth insurance industry. Whether measured by premium income or by assets, traditional life insurance is no longer the primary business of many companies in the lifehealth insurance industry. Today, the emphasis has shifted to the underwriting of annuities. Annuities are contracts that accumulate funds andor pay out a fixed or variable income stream. An income stream can be for a set period of time or over the lifetimes of the contract holder or his or her beneficiaries. Nevertheless, traditional life insurance products such as universal life and term life for individuals as well as group life remain an important part of the business, as do disability income and health insurance. Life insurers invest primarily in corporate bonds but also significantly in corporate equities. Besides annuities and life insurance products, life insurers may offer other types of financial services such as asset management. Life insurance ownership. Sixty percent of all people in the United States were covered by some type of life insurance in 2. LIMRAs 2. 01. 6 Insurance Barometer Study. Other findings from the study include Thirty four percent of Americans say they are likely to purchase a life insurance policy within the next year. Sixty six percent of consumers say they are at least somewhat likely to recommend ownership of life insurance to others, an increase of 1. Nearly 9 in 1. 0 consumers 8. Fifty one percent of Millennials and 3. Investments, LifeHealth Insurers, 2. Amount. Percent of total investments. Investment type. 20. Bonds2,6. 84. 92,7. Stocks. 86. 2. 84. Preferred stock. 9. Common stock. 77. Mortgage loans on real estate. First lien real estate mortgage loans. Real estate loans less first liens. Real estate. 21. 9. Occupied properties. Income generating properties. Properties for sale 0. Cash, cash equivalent and short term investments. Contract loans including premium notes. Derivatives. 56. 5. Other invested assets. Receivables for securities. Securities lending reinvested collateral assets. Write ins for invested assets. Total cash and invested assets3,6. Data are net admitted assets of lifehealth insurers. Source NAIC data, sourced from S P Global Market Intelligence, Insurance Information Institute. View Archived Tables. In 2. 01. 5 the life insurance industry posted a 7. S P Global Market Intelligence. Premiums were down 1. Great Recession. Expenses fell 4. Capital and surplus rose to 3. S P Global Market Intelligence. LifeHealth Insurance Industry Income Statement, 2. Percent change,2. Revenue           Life insurance premiums1. Annuity premiums and deposits. Accident and health premiums. Credit life and credit accident and health premiums. Other premiums and considerations. Total premiums, consideration and deposits6. Microsoft Windows Kernel Pnp Device Configuration Management. Net investment income. Reinsurance allowance 3. NA     Separate accounts revenue. Other income. 41. Total revenue8. 32. Expense           Benefits. Surrenders. 24. 5. Increase in reserves. Transfers to separate accounts. Commissions. 52. 6. General and administrative expenses. Insurance taxes, licenses and fees. Other expenses. 7. NA     Total expenses7. Net income      Policyholder dividends. Net gain from operations before federal income tax. Federal income tax. Net income before capital gains4. Net realized capital gains losses 9. NANet income4. 0. Pre tax operating income. Calculated from unrounded data. NANot applicable. Source NAIC data, sourced from S P Global Market Intelligence, Insurance Information Institute. View Archived Tables. LIFEHEALTH INSURER FINANCIAL ASSET DISTRIBUTION, 2. Total financial assets5,1. Checkable deposits and currency. Money market fund shares. Security repurchase agreements. Credit market instruments. Open market paper. U. S. government securities. Treasury. 15. 6. 6. Agency and GSE 1 backed securities. Municipal securities. Corporate and foreign bonds. Other loans and advances. Mortgages. 31. 7. Corporate equities. Mutual fund shares. U. S. direct investment abroad. Miscellaneous assets. Government sponsored enterprise. Source Board of Governors of the Federal Reserve System, June 1. View Archived Tables. Premiums by line. Measured by premiums written, annuities are the largest lifehealth product line, followed by accident and health, and life insurance. Life insurance policies can be sold on an individual, or ordinary, basis or to groups such as employees and associations. Accident and health insurance includes medical expense, disability income and long term care. Other lines include credit life, which pays the balance of a loan if the borrower dies or becomes disabled, and industrial life, small policies whose premiums are generally collected by an agent on a weekly basis. Direct Premiums Written By Line, LifeHealth Insurance Industry, 2. Lines of insurance. Direct premiumswritten 1Percentof total. Direct premiumswritten 1Percentof total. Direct premiumswritten 1Percentof total. Annuities           Ordinary individual annuities2. Group annuities. 11. Total3. 25,1. 65,0. Life           Ordinary life. Group life. 34,3. Credit life group and individual9. Industrial life. 14. Total1. 68,4. 16,0. Accident and health 3           Group. Other. 69,6. 55,7. Credit. 95. 4,5. 02. Total1. 68,6. 98,7. All other lines. 3,4. Total, all lines 46. Before reinsurance transactions. Less than 0. Excludes accident and health premiums reported on the propertycasualty and health annual statements. Excludes deposit type funds. Source NAIC data, sourced from S P Global Market Intelligence, Insurance Information Institute. View Archived Tables. Credit life insurance. Credit life insurance, a form of decreasing term insurance, protects creditors such as banks. The borrower pays the premium, generally as part of the credit transaction, to cover the outstanding loan in the event he or she dies. The face value of a policy decreases as the loan is paid off until both equal zero. When loans are paid off early, premiums for the remaining term are returned to the policyholder. Credit accident and health, a similar product, provides a monthly income in the event the borrower becomes disabled. Credit Life, And Credit Accident And Health Insurance Direct Premiums Written, 2. Year. Credit life. Credit accident and health. Source NAIC data, sourced from S P Global Market Intelligence, Insurance Information Institute. View Archived Tables. Top 1. 0 Writers Of Life InsuranceAnnuities By Direct Premiums Written, 2. Rank. Groupcompany. Direct premiums written 1Market share 21. Met. Life Inc.  9. Prudential Financial Inc. New York Life Insurance Group 3. Principal Financial Group Inc. Massachusetts Mutual Life Insurance Co. American International Group 2. Jackson National Life Group 2. AXA 2. 1,9. 20,6. AEGON 2. 1,0. 68,1. Lincoln National Corp. Includes life insurance, annuity considerations, deposit type contract funds and other considerations excludes accident and health insurance. Before reinsurance transactions. Based on U. S. total, includes territories. Source NAIC data, sourced from S P Global Market Intelligence, Insurance Information Institute. View Archived Tables. Distribution channels. Life insurance was once sold primarily by career life agents, captive agents that represent a single insurance company, and by independent agents, who represent several insurers. Now, life insurance is also sold directly to the public by mail, telephone and through the Internet. In addition, in the 1.